Car key

All You Need To Know About Car Key Replacements

Missing keys is a common issue that can happen to anyone at any time. Not just car keys; we often misplace many keys and keep on looking for them. Losing car keys, however, means you are locked out of your car and cannot access it unless you have your spare key with you.

Previously, keys were only made by mechanics, and it was easy to get a duplicate key made by approaching a locksmith. But, nowadays, keys have become electronic to enhance safety features. Often, only one key is allocated for your car. Though these safety features save your car from theft, it is difficult to find another in case you misplace your keys.

On Average, How Much Do Replacement Car Keys Cost?

While the old mechanical car key replacements were quite affordable, the latest electronic car keys with fobs can be very expensive and are based on the make and model of your car. Also, a key cannot be replaced in minutes. It could take days or even weeks to get a car replacement key! Those safety features that attract you considerably come with cost and effort.

Why Does It Cost So Much?

The price of the car replacement keys depends on the type of the key, the make and model of the car, and who you ask for a replacement.

Equipment Cost

A Fob key is an electronic device in itself, and it has circuitry within. It is complete with a circuit board, battery, and memory. Therefore, finding the particular key along with its parts has associated expenses.

Programming Costs

The key has been synced with the car and its frequency code to duplicate the car’s code. Therefore, programming is crucial and could take time to create and sync. Also, when inserted in the ignition, the car key has to communicate with the central automated system of the car for proper functioning. Therefore, replacing it with an authentic original key is very important.

The manufacturing charge

Since someone has to manufacture the key with all its minute parts, electronic keys can be challenging to make. Hence, the higher the costs of labour. Also, programming takes time. After these, there is the need to tow the vehicle to the dealership to get the keys done. You will have to bear those charges too.

How to Save The Cost?

First, it is always better to prevent the issue and keep your keys safe. But since we are all human, we make mistakes and unwanted situations arise without having any prior notice. Therefore, having insurance will help you in this regard. While taking insurance for the car or any other vehicle you own is common practice, you might have never considered taking out to include your car keys. Yes, you can insure your car keys in case of emergency or misplacements. Many vehicle insurances offer car key replacement services as an add-on.


Losing car keys is a common problem for any person. It could happen to anyone, but what was limited to a trip to the locksmith now has to be done at the dealership and becomes more expensive. Manufacturing and programming a secondary, backup car replacement key may seem a complicated job, but it highly enhances the security of your car. If you find it costly, one way to reduce the cost of key replacement is to buy a car-key replacement insurance policy. You can buy it as an add-on to your existing car insurance policy and let the insurance company bear the expenses for the replacement.

Written by Lifestyle contributor Nivi Watson